Etsy Profit Calculator for Handmade Jewelry
Handmade jewelry is Etsy's highest AOV category — and the most exposed to offsite ads fees. A $48 sterling silver necklace with $14 materials looks healthy until Etsy's 6.5% transaction, 3% processing, and 12–15% offsite ads (auto-enrolled at $10K annual sales) stack on the full order total including $5 shipping. Star Seller badge doesn't reduce fees, but higher conversion improves effective margin. Model offsite ads toggled on if you're past the $10K threshold — many jewelry makers discover the fee mid-year when payouts drop without explanation.
Etsy fees apply to item + shipping total
When Google/Pinterest ads drive the sale
Mandatory 12% offsite ads rate
Net profit per order
$10.24
Margin
26.95%
Order total
$42.50
Offsite rate
15%
How the handmade-jewelry calculator works
- 1
Enter item price and shipping
Add your listing price and shipping charged to the buyer — Etsy fees apply to the combined order total.
- 2
Set COGS, ads, and offsite ads
Enter product cost, Etsy Ads spend, and toggle offsite ads if you're enrolled (auto at $10K+ annual sales).
- 3
See net payout per order
Review listing, transaction, processing, and optional offsite ads fees with your true net margin.
Etsy fee breakdown (2026)
Official source| Fee type | Rate | Notes | Category |
|---|---|---|---|
| Listing fee | $0.20 | Charged when listing is published or renewed (4-month cycle) | Listing |
| Transaction fee | 6.5% | Applied to item price + shipping charged to buyer | Transaction |
| Payment processing | 3% + $0.25 | Etsy Payments on order total including shipping | Processing |
| Offsite ads — under $10K annual | 15% | When offsite ad drives the sale; opt-out available before $10K threshold | Offsite Ads |
| Offsite ads — $10K+ annual | 12% | Auto-enrolled at $10K annual sales; harder to opt out | Offsite Ads |
| Etsy Ads (on-platform) | PPC budget | Seller-set daily budget; not a percentage fee | Advertising |
| Monthly subscription | None | No Etsy Plus required to sell; optional $10/mo for shop perks | Platform |
Listing fee
$0.20
Charged when listing is published or renewed (4-month cycle)
Listing
Transaction fee
6.5%
Applied to item price + shipping charged to buyer
Transaction
Payment processing
3% + $0.25
Etsy Payments on order total including shipping
Processing
Offsite ads — under $10K annual
15%
When offsite ad drives the sale; opt-out available before $10K threshold
Offsite Ads
Offsite ads — $10K+ annual
12%
Auto-enrolled at $10K annual sales; harder to opt out
Offsite Ads
Etsy Ads (on-platform)
PPC budget
Seller-set daily budget; not a percentage fee
Advertising
Monthly subscription
None
No Etsy Plus required to sell; optional $10/mo for shop perks
Platform
Rates accurate as of May 2026. Verify on the official platform before pricing decisions.
Etsy Profit Calculator for Handmade Jewelry FAQ
Related tools
Multi-Platform Comparison Calculator
Most popularCompare Etsy profit against Amazon, TikTok Shop, and eBay on the same SKU.
TikTok Shop Profit Calculator
Model TikTok referral, affiliate commission, and FBT fees for social commerce.
Amazon FBA Profit Calculator
See if Amazon FBA or Etsy delivers better margin on handmade and POD products.
Fee accuracy status
Etsy rates verified Updated May 2026